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What You Need to Know

Medical and Prescription Drug
You have access to various benefit choices for you and your family — including three medical options designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family for the next calendar year.

Well-being Programs
We offer resources and tools to help you get and stay healthy. This includes 100% coverage for preventive care and free resources for living a healthy lifestyle. Special programs to help you get great care and save money too, such as Aetna Concierge Customer Service, MSK Direct, PinnacleCare health advisory services, and more.

Dental
We offer benefits to help pay for preventive, basic, and major dental services.

Vision
Our benefits help pay for eye exams and glasses/contacts.

Flexible Spending Accounts
Make tax-free contributions to pay for eligible dependent care and health care expenses such as medical, dental, vision, and prescription drug copays, deductibles, and coinsurance.

Basic Life Insurance
ShopRite associates are eligible for 1.5 times their annualized salary in basic life insurance.

Long-Term Disability
Take advantage of benefits that provide a portion of your salary in the event you become disabled and cannot work.

Additional Optional Life Insurance
Associates are eligible for up to 3 times their annualized salary in optional life insurance. They can purchase additional financial protection for their family at very competitive prices (subject to the insurer’s underwriting approval).

Well-being Programs

Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information. This is why we must continue to work together to proactively improve the health of you and your families. This is also why we must continue to invest in our well-being and early-detection programs.

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Check Out Our Special Programs

Great Care and Value
Also check out our special programs such as Aetna Concierge Customer Service, PinnacleCare health advisory services, Memorial Sloan Kettering (MSK) Direct and more. They are designed to help you get great care and save money too.

Get Rewarded
Each enrolled associate and spouse/partner may qualify for a $100 ShopRite gift card for completing an annual physical. We also encourage you to take advantage of our well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health.

Note: Payment of the $100 incentive for obtaining an age-appropriate physical exam from your physician is not conditioned on you or your spouse providing any genetic information (e.g., family medical history) to your employer or to your employer’s medical plan.

Prescription Drug Benefits

When you enroll in a ShopRite medical plan, you receive prescription drug coverage. Your copays are based on the type of drug and where you purchase your prescription. To lower your costs, request generics or use a ShopRite pharmacy or Spotswood mail order for maintenance medications (for conditions that usually require regular use, such as for high blood pressure, heart disease, asthma, and diabetes).

When you use a ShopRite pharmacy or Spotswood mail order for maintenance prescriptions, you’ll get a three month supply for the cost of one!

Who Is Eligible for Benefits?

The ShopRite benefit plans described in this guide are available to full-time, non-union associates and their eligible dependents.

Your eligible dependents include:

Your spouse to whom you are legally married. If your spouse is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite.
Your same sex domestic partner (contact your Benefits Administrator for more details). If your domestic partner is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite.
Your dependent child(ren) until the end of the month he/she turns age 26. For example, if your child was born March 2, 1996, your child is eligible for medical, dental, and vision coverage until March 31, 2022.

Eligible dependent child(ren):
- Does not need to be a full-time student
- Is not required to live with you
- Does not need to be an eligible dependent on the parent’s tax return
- May be married or unmarried (your child’s spouse and children are not eligible)
Your unmarried children of any age who are permanently and totally disabled physically or mentally for whom you provide financial support. You must periodically provide medical documentation of such disability.

About this website: This website describes the benefit plans and policies available to you as an associate of ShopRite. The details of these plans and policies are contained in the official plan and policy documents, including some insurance contracts. This website is meant only to cover the major points of each plan or policy. It doesn’t contain all of the details that are included in your Summary Plan Descriptions (as required by ERISA) found in your other associate benefit materials. If there is ever a question about one of these plans and policies, or if there is a conflict between the information in this guide and the formal language of the plan or policy documents, the formal wording in the plan or policy documents will govern.

Note: The benefits highlighted and described on this website may be changed at any time and don’t represent a contractual obligation – either implied or expressed – on the part of ShopRite.