You have access to various benefit choices for you and your family — including three medical options designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family for the next calendar year.
When you enroll in a medical plan, you receive prescription
drug coverage. Your copays are based on the type of drug and where you
purchase your prescription. To lower your costs, request generics or use a
ShopRite pharmacy or Spotswood mail order for maintenance medications.
You may choose any licensed dental provider through our dental plan. However, you benefit from discounted fees when you use in-network providers.
Our vision plan is provides you with both In-Network and Out-of-Network benefits. To receive the maximum benefit available under our plan, you would choose an in-network provider and they will coordinate all of your vision care needs.
Associates are eligible for 1.5 times their annualized salary in basic life insurance.
You can purchase additional financial protection for their family at very
competitive prices (subject to the insurer’s underwriting approval).
Long-term disability benefits provide you with a portion of your salary in the event you become disabled and cannot work. If you are rendered disabled by a licensed physician, for 90 days or more, you can apply and be considered for the LTD benefit.
Your contributions are made with pretax dollars from your pay — before federal income taxes and Social Security taxes are calculated. As a result, your taxable income is lower, so you pay less taxes in each paycheck. Then, when you have an eligible expense,
you reimburse yourself with tax-free money from your account.
We are proud to offer innovative insurance products such as Automobile, Homeowners, and Pet Insurance. Enroll at any time throughout the year
for these insurance products. MetLife Legal Plan provides legal expertise for both events such as buying or selling a home, starting a family, dealing with identity theft,
caring for aging parents, and more!